We have been in business since 1998.

Credit PhD grew out of a need to help its founder, Tony Thomas - clear up 26 negative items, erase $55,000.00 of debt, and turn his 451 score into a 762 middle score, within 4 months.

We enjoy helping consumers dispute and have derogatory information deleted from their credit profiles.

If you can find another company that can help you the  way Credit PhD  can, we'll give you $500.00... No questions asked!

We take great pride in sharing information and tools that get immediate results.

Let Credit PhD help you, today... Click here NOW!